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"A good day for democracy" or a "reckless decision": Mortgage industry reacts to watershed PHH-CFPB ruling

October 12, 2016 5:30 am

While it’s too early to know the full impact of the United States Court of Appeals for the District of Columbia Circuit’s decision to rule the structure of the Consumer Financial Protection Bureau unconstitutional and vacate a $103 million fine against mortgage lender PHH, opinions from all sides are pouring in on just what the […]

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PHH wins landmark victory: CFPB ruled unconstitutional

October 12, 2016 5:30 am

What was once unthinkable actually happened, as the United States Court of Appeals for the District of Columbia Circuit handed an earth-shattering victory to PHH, declaring the Consumer Financial Protection Bureau’s leadership structure unconstitutional and vacating a $103 million fine against PHH. HousingWire.com Topics

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2016 Zillow Digs Design Awards: National Competition

October 12, 2016 5:30 am

You voted for your favorite interior designs throughout the past couple of months on Zillow Digs, Dueling Digs, and within the regional competitions for the second annual Zillow Digs Design Awards. Now, it’s time to choose the winning designs of 2016. Your selections in the Eastern and Western competitions led to this head-to-head battle. By selecting your favorite kitchen, bathroom, bedroom, living room and patio designs in […]

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Why 'Transactors' Might Get Better Mortgage Terms Than 'Revolvers'

October 12, 2016 5:30 am

You may never have heard the terms transactor or revolver in relation to your credit habits. But if you’re hoping to qualify for a mortgage someday, your credit-paying habits, viewed over time, could be used by lenders to estimate how likely it is you’ll repay your loan. This could make a difference in the terms […]

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Effective Communication In Your HOA

October 11, 2016 6:03 pm

Communication is both a skill and an art form. When babies cry, the motivation is to get their needs met. Meeting the needs of others is nowhere in a baby's…

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Et Tu, Draperies? The Rise of Roman Shades

October 11, 2016 6:03 pm

Sometimes, regular blinds just won't cut it. Your living space is warm and inviting, or bright and energetic, and adding regular or faux wood blinds feels a little too ordinary.…

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Death Is No Big Deal As Far As Real Estate Disclosures Go

October 10, 2016 5:51 pm

"Oh, death, where is thy sting?" (I Corinthians 15:55) Poor death. Its occurrence now isn't even a material fact under California real estate law. Since 1986, California has had a…

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Quick Question: What's The Right Price?

October 10, 2016 5:51 pm

Important real estate questions can often be asked quickly —"What's the right sale price?" or "What's the right list price?"— however, the answers may take a while. A question may…

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The Fitbit Flex 2 can go in the pool with you

October 10, 2016 5:27 am

Apple’s latest Watch was met with great applause when the company announced in September the thing could take a dive in the pool and keep on ticking. But the price and other bells and whistles of the Watch might be too much for those just looking for a simple way to track steps, laps and calories. […]

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Houzz Tour: English Gables Meet Parisian Chic in Minnesota (19 photos)

October 10, 2016 5:27 am

Jeff Murphy initially undertook the design of this home at the request of a single professional guy, who wanted a casual, English-cottage-style house. But over time, the man’s girlfriend became a fiancée and then his wife. And the couple decided that the interiors would go decidedly French in direction,… Houzz Galleries

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